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I Blew a Golden Opportunity to Supercharge My Savings in my 20s
Imagine if I had a time machine and could go back to my wild early 20s.
I’d totally grab my younger self by the shoulders and give some crucial advice that I wish I had known sooner.
Sure, I’d probably throw in a tip about learning how to use a stove (yeah, I was pretty clueless back then), but the bulk of my advice would be about personal finance.
Trust me, it’s something we should all be more familiar with!
Back in the day, I had zero interest in personal finance. All I cared about was making random payments toward my ever-growing credit card balance. Retirement savings? That term might as well have been Greek to me. Looking back, I realize that my lack of financial knowledge wasn’t entirely my fault. School never taught me how to manage my money, and that’s a real shame.
The truth is, all I really needed to know were the basics. And hey, since I lived with my parents for a good chunk of my 20s, my expenses were pretty low. That means I missed out on a golden opportunity to boost my retirement savings. Oh, the regret!
So, let me share some financial must-dos that I wish I had known by the time I hit the big 3–0, as well as a few things I’m grateful I actually learned early on.
